Retail & Shop Insurance

Key Benefits

  • Retail insurance for your shop - Get an online quote in minutes
  • Liability insurance - Public & products liability insurance cover up to £2m
  • Employers liability insurance - Cover up to £10m
  • Employee dishonesty - Included as standard
  • Business interruption insurance – Cover up to £1m
  • Shop buildings insurance – Cover available up to £1.5m
  • Stock and contents insurance – Cover up to £500,000
  • 24hr help-lines - Business emergency assistance and advice (UK based)
  • Flexible cover - Quotes available to include:
    • Frozen goods
    • Legal expenses
    • Goods in transit
Shop Insurance

Testimonials

“Very good and supportive company. Won’t be moving insurance companies anytime soon”

BH-W, Wickford

“Over the moon with my commercial insurance. Great value for money – will be recommending Constructaquote.com to my business colleagues”

RA, Norwich

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Retail and Shop Insurance - Frequently Asked Questions

Why do I need shop insurance?

Shop Insurance ensures complete peace of mind for your retail business. Within your shop insurance quote we can include public and employers liability cover which will protect you against injury claims to either members of your staff or the public entering your establishment.

How do I get a policy?

Constructaquote.com’s online quote comparison facility means that you simply enter your details once and our panel of insurers will provide competitive retail & shop insurance quotes for you to select from.

What is business interruption insurance?

Included within your shop insurance quote is business interruption insurance. Business Interruption covers your retail business against those losses that occur following an insured loss. For example, a fire in the shop you own / franchise you manage. Imagine if your business suffered a major fire and you couldn't trade whilst the damage is repaired - Business Interruption insurance could pay for your lost earnings or additional costs whilst you cannot trade.

What is public liability?

Public Liability is a legal liability to pay damages consequent upon bodily injury, illness or disease sustained by any other person, other than employees, or loss of or damage to their property caused by the contractor.

What is employers liability insurance?

Employers liability insurance is a legal liability to pay damages consequent upon bodily injury, illness or disease sustained by any employee in the course of their employment.

What establishments are covered?

Shop insurance / Retail insurance quotes are available for a wide range of UK businesses and Constructaquote.com has special policies for:
  • Florist Insurance
  • Hairdresser Insurance
  • Bakery Insurance
  • Butcher Insurance
  • Franchise Insurance
  • Newsagent Insurance
  • General Store Insurance
Plus many more.

Constructaquote.com is a trading title of Moorhouse Group Ltd which is authorised and regulated by the Financial Services Authority. The Financial Services Authority's Register can be accessed through http://www.fsa.gov.uk/register Reg No 308035.