Restaurant Insurance

Key Benefits

Restaurant insurance – Essential protection for your restaurant, takeaway or fast food outlet
Liability insurance – Public liability insurance cover up to £2 million
Employers liability insurance – Automatic cover up to £10 million
Business interruption insurance – Standard cover available up to £1 million
Money cover – Included as standard
Glass cover – Included as standard
Personal assaults in work hours - Included as standard
Optional extras include:
- Loss of alcohol licence insurance
- Goods in transit insurance
- Legal insurance

Testimonials

“Very helpful members of staff – I have been insured with the company for a number of years and will be staying put for a long time to come”

JE, Clevedon

“Very knowledgeable people and were happy to help me. As well as the general commercial insurance products which were competitive, I was very impressed with the business legal product”

AC, Cardigan

Restaurant Insurance - Frequently Asked Questions

Why do I need restaurant insurance?

Life can be very hectic running a restaurant or takeaway, without worrying about your business insurance cover. Constructaquote compares the market to find your business a restaurant insurance quote which includes benefits such as those above. Constructaquote only works with reputable UK insurers so you can rest assured your business insurance is in safe hands.

Constructaquote restaurant insurance policies include fantastic benefits so you can concentrate on running your business knowing that you have the necessary insurance cover in place.

How do I get a policy?

To obtain a restaurant insurance policy please fill out the simple form below and one of our dedicated restaurant insurance Account Handlers will be in touch as soon as possible to discuss your business’ requirements and tailor a restaurant insurance policy accordingly.

What types of licensed trade establishments are covered?

A restaurant insurance policy through Constructaquote can cover all types of establishments including:

Restaurants
Takeaways
Fast food outlets
Fish and chip shops
Sandwich bars
Bistros
Cafés
Burger shops
Pizza shops

Plus many more.

If you are unsure of whether your business falls under one of these categories please call one of our dedicated restaurant insurance account handlers on 02920 849 537.

What is the money coverage benefit and how does it apply?

When operating a restaurant it is likely that you will have large sums of money on the premises at certain times. With this in mind, included within your restaurant insurance policy is cover for:

Money stored overnight in a safe at your establishment
Money in transit to the bank
Money whilst in business hours

Constructaquote quotes will insure these sums of money from £2,500 upwards.

What is glass coverage?

The glass coverage refers to the front of house glass.

What is business interruption insurance?

Business interruption insurance is designed to compensate your business for loss of earnings due to not being able to trade. For example, if your business was interrupted due to an insured risk business interruption insurance would be able to compensate for the loss of earnings or additional costs incurred through the loss of trade.

Constructaquote.com is a trading title of Moorhouse Group Ltd which is authorised and regulated by the Financial Services Authority. The Financial Services Authority's Register can be accessed through http://www.fsa.gov.uk/register Reg No 308035.

Home |Sitemap | Accessibility | Terms & Conditions

Products & Services

Liability Insurance – This insurance can provide you with employer’s liability and product liability insurance. We offer a highly competitive standard package with optional extras.
Public Liability Insurance – Public liability is essential insurance for many businesses, especially those working closely with the public. We offer cover of £1m, £2m, £5m, or more on request. Only pay for what you need.
Employers liability insurance - If you have employees working for you, you are legally obliged to have employers liability insurance. We provide you with £10m of employers liability so you can rest assured you’re fully covered.
Shop Insurance – Retail insurance is a package of policies covering employer’s liability, public liability, business interruption and building insurance. Retail insurance is important for any business with premises. We offer a range of policies from top underwriters.
Professional Indemnity Insurance – This type of policy protects your business against claims for loss or damage if you are found to have been negligent in your duty. This is particularly important if your company imparts professional advice. Our policies cover businesses for a range of circumstances and are very competitive.
Restaurant Insurance – Our restaurant insurance packages can be tailored to your specific business needs. We provide you with a range of restaurant insurance options, from liability and business interruption insurance, to money and glass cover.