Employers Liability Insurance
Key Benefits
- Combined liability insurance - Combine both your public and employers liability insurance in one policy
- Liability cover - Employers liability insurance for up to 10 employees
- Employers liability insurance - Up to £10m of cover as standard
- Temporary cover - available free of charge
- Good health & safety discounts - Benefit from large savings with a good health & safety record
- Hassle free- Complete our easy to use quote engine once and we'll compare quotes from a panel of top UK insurers
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Testimonials
“Won’t be changing for a while Absolutely fabulous value and service!”
GM, Beckenham
“Very knowledgeable people and were happy to help me. As well as the general commercial insurance products which were competitive, I was very impressed with the business legal product”
AC, Cardigan
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Employers Liability Insurance - Frequently Asked Questions
Why do I need employers liability insurance?
As an employer in the construction industry in the UK, you’ll need to protect yourself and your company against claims of negligence brought by an employee. It’s a legal requirement for you to take out employer liability insurance cover to insure against liability for injury or disease to your employees arising out of them working for you.
How do I get a policy?
Constructaquote.com’s online quote system compares employer liability insurance quotes from a number of our partner insurance companies on your behalf, in order that you get low cost cover, immediately. Once you have input your details into our easy to use quote engine we can compare the quotes, giving you the vital information in a clear and concise manner allowing you to make an informed choice.
What is employers liability insurance?
Employers liability is a legal liability to pay damages consequent upon bodily injury, illness or disease sustained by any employee in the course of their employment. Employers liability insurance will cover the financial cost of any such claim
How do I know if I need cover?
Every business employing staff is required by law to take out employers liability insurance. This includes business who employ sub-contractors, temporary workers, and trainees. Employers liability cover is mandatory if you are a limited company although if you are a sole director with no employees then cover is not required, however it is strongly recommended.
What is the limit of indemnity for employers liability insurance?
The minimum level required by law is £5m. However, through longstanding relationships with our panel of insurers all of the policies we can supply contain a minimum of £10m of cover.