Constructaquote Glossary of Terms - I

ICE

Abbreviation for Institution of Civil Engineers.

implosion

opposite of explosion - demolition that is planned so that the collapse is inward.

Income Replacement Insurance

Income Replacement Insurance can be called many different names including Income Protection Insurance or Permanent Health Insurance. Whatever terminology is used Income Replacement Insurance is designed to pay out if you are unable to work (however there are some exclusions). Constructaquote.com can offer fantastic rates on Income Replacement Insurance. To take advantage of this please call 08081 68 68 68

infiltration

in air conditioning, outdoor air flowing into a conditioned space as through a wall, crack or other aperture.

infrastructure

service facilities used by the public such as roads, bridges, water and sewer systems and public transportation.

insulation board

boards manufactured mainly for insulation value and over which finish materials are applied - they are lightweight and usually have a low structural value.

Insurance Quote

An Insurance Quote is a proposed price by an Insurance Company allowing the consumer to compare with other prices before committing to a policy

Insured

The Insured refers to you, the policyholder

Insurer

The Insurer refers to the Insurance Company that holds your policy

interceptor

box like devices in a building drainage and vent piping system to trap and retain material not suitable for discharge into a public sewer, such as grease, oil, or sand - they consist of an inlet and outlet pipe and a baffle to prevent through-flow of the deleterious material.

intertie

in roofing a short timber binding together upright posts.

iron work

often referred to as architectural metalwork - ornamental type iron and steel, such as railings and decorative grillwork - not to be confused to structural steel framing.

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Products & Services

Liability Insurance – This insurance can provide you with employer’s liability and product liability insurance. We offer a highly competitive standard package with optional extras.
Public Liability Insurance – Public liability is essential insurance for many businesses, especially those working closely with the public. We offer cover of £1m, £2m, £5m, or more on request. Only pay for what you need.
Employers liability insurance - If you have employees working for you, you are legally obliged to have employers liability insurance. We provide you with £10m of employers liability so you can rest assured you’re fully covered.
Shop Insurance – Retail insurance is a package of policies covering employer’s liability, public liability, business interruption and building insurance. Retail insurance is important for any business with premises. We offer a range of policies from top underwriters.
Professional Indemnity Insurance – This type of policy protects your business against claims for loss or damage if you are found to have been negligent in your duty. This is particularly important if your company imparts professional advice. Our policies cover businesses for a range of circumstances and are very competitive.
Restaurant Insurance – Our restaurant insurance packages can be tailored to your specific business needs. We provide you with a range of restaurant insurance options, from liability and business interruption insurance, to money and glass cover.